Applying for vehicle financing has never been easier, and at Beard’s “Slightly” Used Cars and Cleo’s Cars, we’re proud to offer a fast, convenient, and secure online application process designed to save you time and simplify your car-buying experience. For more than 40 years, our family-owned dealerships in Bearden, Arkansas, have helped customers find dependable pre-owned vehicles, and we understand that financing is an important part of that journey. Whether you’re shopping for your first car, upgrading your current vehicle, or rebuilding your credit, our online application gives you the flexibility to get started from anywhere at any time.

Our online credit application is simple, straightforward, and takes just a few minutes to complete. You can fill it out from your computer, tablet, or phone, providing the basic information our finance team needs to begin the approval process. Once submitted, our experienced staff reviews your application quickly and works to match you with financing options that fit your budget and lifestyle. We partner with trusted lenders to offer competitive rates, flexible terms, and solutions for a wide range of credit situations including good credit, bad credit, and no credit history at all.

Applying online allows you to streamline your visit to the dealership, giving you more time to focus on choosing the right vehicle. When you arrive, our team will already have your information prepared and ready, making the process faster and more efficient. We are committed to transparency, respect, and no-pressure service, so you’ll always know what to expect every step of the way.

At Beard’s “Slightly” Used Cars and Cleo’s Cars, we believe that financing should be easy, affordable, and stress-free. Start your application today and take the first step toward driving home in a reliable, late-model vehicle you can feel confident about. Your next car is just a few clicks away.


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Applicant's Information
Birth Date

Primary Residence
Amount of Time at this Residence
Residence Type:
Own       Rent       Other
$

Previous Residence      
(If less than 2 years at current residence)

Mailing Address      
(If different than primary address)

Current Employment
Self-Employed
  Yes
  No
$
How long employed by this employer?

Previous Employment
(If less than 2 years at current employment)

Financials
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Please list other income sources
Checking Account
  Yes
 No
$
Savings Account
 Yes
 No
$
$
Please list other liquid asset sources

Please Check *     I, the Applicant, certify that all of the statements in this application are true and complete and are made for the purpose of obtaining credit.
 

Do you Have a Co-Applicant? (co-buyer, co-signer)
  Yes       No

Do you have a vehicle you plan to trade in?
Yes No

Loan Details
If you are unsure of the details of your loan then a representative will contact you to aid you in completion of this or any section that you request.

Check Here If you would like a representative to contact you.

Interested In Vehicle
vin
Mileage
year
make
model


$
$
$
Questions / Comments?
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Applicant's Signature *  x
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